Driving Car In Singapore Without Valid Road Tax And Insurance

Above is a sample letter from LTA for the renewal of the road tax. It comes with an detachable paper disc which has to be displayed on the vehicle after tax is paid. 


In Singapore, all the cars has to be registered before it can be used on the road. Prior to that, it is mandatory that you have to purchase insurance cover and road tax before going on the road. The road tax is payable to the Land Transport Authority in either a bi-annual or annual basis and each different car categories are being charged in different tax amount .

If you did not to renew the road tax after it expires, it becomes an offence for keeping or using an unlicensed vehicle. Any person who uses or keeps an unlicensed vehicle is liable to a fine of up to $2,000 upon conviction in court. If you are late for renewal after valid date, late renewal fee(s) will be imposed on top of the fine. In normal cases, the letter itself will state the fine amount based on the duration lapsed from the date of expiry.

Meanwhile, having just the road tax does not really qualify a vehicle to travel on the road. It is noted to be a serious offence to use the vehicle without a valid road tax and the penalty is a fine up to $1,000 or to imprisonment of up to 3 months or both. In addition, a mandatory disqualification from holding a driving licence for at least 12 months, upon conviction in court.

Where Can You Renew Your Vehicle Licence ?

Fortunately in Singapore, the LTA has provided multiple source of channels for you to renew your vehicle licence with ease. Most of the payment modes has been printed on the back page of the letter that has been sent to you, but I will list them out in case someone is looking for the links.

1. Internet via Onemotoring - The payment is through using Internet Banking to deduct the fees from your account via eNets Debit). Possible banks are Citibank, DBS, POSB, OCBC, OCBC Plus!, Standard Chartered and UOB. Service available daily from 6am to midnight.
2. AXS Station - These stations are scatter all around Singapore and can be easily in petrol kiosk and shopping centres. Service available daily from 6am to midnight.(Note that AXS e-Station is not possible)
3. iNETS Kiosk - These kiosk are also scattered around in Singapore. I tried looking for the locations in NETS website, but it is not being published. AXS Stations are much easier to locate. Service available daily from 6am to midnight.
4. Authorised Road Tax Collection Centres - There are over dozens of these collection centres also scattered in different parts of Singapore. Click here to see the updated list of authorised collection centres and their operating hours.
5. Payment by Cheque - If you are making payment over Singapore Post's counters, the cheque has to be made payable to "Singapore Post Limited". If you are making payment over authorised road tax collection centres, the cheque has to be made payable to "LTA". Two items to note - cheque should be crossed "A/C Payee only" and no post-dated cheque.
6. GIRO - GIRO is an automated services for deducting of money from your account should a payment or bill has to be paid. You can obtain an application form from here and send it to "VRL Service Operations Division, Land Transport Authority, 10 Sin Ming Drive, Singapore 575701". A letter will be sent to you about four weeks later whether the GIRO application is successful or rejected and they will also advise the next step as well.